Choose a car insurance becomes a task heavy due to the huge number of companies that offer these services, and even, if it is the first time that will car insurance. It is important to know the types of insurance, as well as special for each one of the policies, clauses since depending on these the price difference can oscillate in greater or lesser extent. Here we offer a series of recommendations to follow so you can choose the car insurance that best suits your situation: there are three models of insurance: all risk, that generally covers all the possible damage to the vehicle; all risk with franchise, covering the damage from a price previously agreed with the company, in such a way that if are small damage costs fotodekora on the part of the insured. Finally there is the insurance to third parties; This mode does not cover damage to your vehicle (except for some elements) but if the of involved third parties. Age of the vehicle: it is important to know that this factor is determinant in setting a price for your insurance. If your car has more than 8 years it is advisable to make it to third parties. Age of the insured: almost all insurance companies penalized in price policies for under 25 years of age, as well as the time of possession of driving licence. Use of vehicle: insurers take into account the type of use that gives the car (weekly, only for holidays) or if you have garage.
If you use your car much it is advisable to hire an all-risk insurance. Additional services: many insurance companies offer other additional interesting services such as legal advice, appeal of fines, etc. Bonus: it is important to know if the insurer bonifica the insured with a reduction in the price of the insurance renewal if he did not have to give any party. By analyzing these factors in different companies you can obtain valuable information that will help you to choose between one or another insurer original author and source of the article.